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Insurance for a 924?
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SoCalLove  



Joined: 23 Aug 2005
Posts: 14

PostPosted: Sat Sep 30, 2006 9:26 am    Post subject: Insurance for a 924? Reply with quote

Hey guys,

I've been trying to get a 924 to use as a daily driver and since it's not a super fast car, I thought it'd be easy to convince the parents. But they seem to not want anything with the name Porsche on it.

So anyways, I'm 17 and was curious how bad insurance would be for me if I got a 924? What would you guys say its comparable too? I'm assuming it'd be worse than a normal beater but how much worse? My current DD is a 1994 Geo Prizm...

Thanks guys.
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D Hook  



Joined: 02 Nov 2002
Posts: 3158
Location: Omaha, NE

PostPosted: Sat Sep 30, 2006 9:38 am    Post subject: Reply with quote

I'm pretty sure you can go online and get quotes. If not, pick an agent out of the phone book and call them. They can give you a quote over the phone.

Any accidents? Moving violations?
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Rasta Monsta  



Joined: 12 Jul 2006
Posts: 11733
Location: PacNW

PostPosted: Sat Sep 30, 2006 9:59 am    Post subject: Reply with quote

I don't think you will find it that different from your current car. . .I was shocked when the turbo cost only $15 per month more than the NA!
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  • WeiBe (1987 924S 2.5t) - 931 S3
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968rz  



Joined: 21 Aug 2006
Posts: 537
Location: S. E. Wisconsin

PostPosted: Sat Sep 30, 2006 12:21 pm    Post subject: Reply with quote

When I got my 79 N/A with an auto about 8 years ago I was ready to get the slap in the face from my ins comp for ins a Porsche, but to my surprise when I transferred from a 1980 4dr Omni to the 924 my cost went down , the reason given me for this was " the car is slow". That was fine with me as long as they never saw how I drive the car
So the way to get them to agree is to have them check the cost, they will have a hard time saying no

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Rick
79 924 coupe Petrol Blue 3spd auto (wife's DD)
93 968 coupe Amazon Green 4spd Tip (my DD)
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Desolation  



Joined: 20 Jul 2006
Posts: 236
Location: Texas

PostPosted: Sat Sep 30, 2006 12:32 pm    Post subject: Reply with quote

My quote from my company for the 77 was $100 a month, as a 17 year old male thats not half bad..I think?
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StienbargerR  



Joined: 28 Oct 2005
Posts: 1362
Location: Richmond, IN

PostPosted: Sat Sep 30, 2006 1:30 pm    Post subject: Reply with quote

Yeah, I think insurance for mine is about the same as a ford taurus. I am 17 also, so I doubt it would be much different.

Ryan
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924RACR  



Joined: 29 Jul 2001
Posts: 9108
Location: Royal Oak, MI, USA

PostPosted: Sun Oct 01, 2006 10:05 pm    Post subject: Reply with quote

Yeah, insurance varies so much region-to-region, etc. That sounds pretty decent to me; we're in the Detroit area, it definitively is the most expensive in the country for insurance, according to some recent study.

You don't need any collision, it's never worth it (you could buy a car a year for the cost), and having a non-turbo keeps the cost way down. Multi-car coverage also helps, but if you were to add it to your parent's policy, I think their rates would go up having you on there as well as a teen driver - unless you already are.
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spiraloutse4n  



Joined: 06 Oct 2006
Posts: 6
Location: Seattle, WA

PostPosted: Fri Oct 06, 2006 4:33 am    Post subject: Reply with quote

hey, im 18 and i just got my 924 insured through all-state for about $115 per month. the only thing that kinda sucked was that they made me pay in advance for 6 months, also i dont have any kind of roadside service or anything extra, just what i need to be able to drive it legally.. which i think is liability? anyways its pretty cheap.
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Rasta Monsta  



Joined: 12 Jul 2006
Posts: 11733
Location: PacNW

PostPosted: Fri Oct 06, 2006 4:47 am    Post subject: Reply with quote

924RACR wrote:
You don't need any collision, it's never worth it


Our carriers must be quite different. I had been carrying the minimum, but frustration over a stolen and vandalized car led to me check into the actual cost. With multi-policy and multi-car discounts, it was less than $20 more per year for 4 vehicles to have full coverage!

Our carrier is Allstate, FWIW.

rasta
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924RACR  



Joined: 29 Jul 2001
Posts: 9108
Location: Royal Oak, MI, USA

PostPosted: Fri Oct 06, 2006 4:59 am    Post subject: Reply with quote

Yeah, we've got AAA - but again, we're in Detroit!!!
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alexvex  



Joined: 31 Jul 2006
Posts: 420
Location: Seattle, WA (from Indiana)

PostPosted: Fri Oct 06, 2006 5:55 am    Post subject: Reply with quote

My insurance on my 87S is $60/month and I'm 20. Only $10/month more than my Audi and the same as my Escort.
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1992 Porsche 968 (VW 2.5L I5 Turbo swap in the works)
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isuras2  



Joined: 17 Jun 2005
Posts: 458
Location: Phoenix, AZ

PostPosted: Fri Oct 06, 2006 10:29 am    Post subject: Reply with quote

When I got my NA, it dropped our (wife and I) insurance by $50/year. She insured on '02 Buick Regal GS and I on the NA. We have Progressive. A co-worker said he has State Farm and has his corvette as a "recreational vehicle" and he and wife is insured on their regular cars and doesn't pay extra for the 'vette. I may look into that.
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steeny  



Joined: 24 Nov 2005
Posts: 319
Location: Brisbane, Australia

PostPosted: Fri Oct 06, 2006 1:17 pm    Post subject: Reply with quote

gee, you guys are lucky.

in australia, the porsche badge alone means you have to be 30. I tried to explain that it was a NA 2l car, less powerful than a falcon, but they would have none of it, so i was restricted to the equivalent of dodgy brothers insurance agency, and it still wasnt cheap.

i think it costs me about $AUD 400 a year for basic third party.
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Lovecake  



Joined: 04 Oct 2006
Posts: 15
Location: Brisbane, Australia

PostPosted: Fri Oct 06, 2006 1:24 pm    Post subject: Reply with quote

I'm in Australia, I'm pretty sure mine's $430-ish for Third Party property, plus fire and theft with Suncorp. A bit of a change from my old beetle, that was about $130
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Mike924  



Joined: 12 Aug 2004
Posts: 2601
Location: IoW UK

PostPosted: Fri Oct 06, 2006 5:05 pm    Post subject: Reply with quote

Wow, they're really screwing you guys down there! Even in rip-off Britain, I'm only paying £170/year fully comprehensive (limited mileage, though) (~Aus $350).
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